Terms of Service

Effective Date: 6/26/2025

Last Updated: 6/26/2025

1. Acceptance of Terms

By accessing or using the Free FDD Library service operated by Stoked Seagull LLC, you agree to be bound by these Terms of Service. If you do not agree to these terms, do not use our Service.

2. Description of Service

Free FDD Library is a software-as-a-service platform that allows users to upload franchise disclosure documents, analyze financial risks, and access a library of franchise disclosure documents. We provide financial risk identification services but do not provide legal, investment, or professional advice.

3. No Legal Advice Disclaimer

IMPORTANT LEGAL DISCLAIMER

Free FDD Library and Stoked Seagull LLC do not provide legal advice. Our Service identifies potential financial risks in franchise disclosure documents but does not constitute legal, investment, business, or professional advice. You should consult with qualified legal and financial professionals before making any franchise investment decisions. We are not licensed attorneys and our analysis should not be relied upon as legal counsel.

4. User Accounts and Registration

To use certain features of our Service, you must create an account. You are responsible for:

  • Providing accurate and complete registration information
  • Maintaining the security of your account credentials
  • All activities that occur under your account
  • Notifying us immediately of any unauthorized use

5. Document Upload and Library Rights

By uploading any document to our Service, you:

  • Represent that you have the right to upload and share the document
  • Grant us a perpetual, worldwide, royalty-free license to use the document
  • Agree that we may add the document to our public library
  • Understand that the document may be accessed by other users

6. Data Collection and Use

We may collect additional information from you beyond what is initially required, including but not limited to location data, franchise intentions, business plans, and other relevant information. By using our Service, you consent to our collection and use of such information as described in our Privacy Policy.

7. Acceptable Use

You agree not to:

  • Upload documents you do not have the right to share
  • Use our Service for any unlawful purpose
  • Attempt to gain unauthorized access to our systems
  • Interfere with the proper functioning of our Service
  • Upload malicious code or harmful content
  • Violate any applicable laws or regulations

8. Payment Terms

Certain features of our Service require payment. All fees are non-refundable unless otherwise stated. You agree to pay all charges incurred by your account. We may change our pricing at any time with notice.

9. Intellectual Property

Our Service and its original content, features, and functionality are owned by Stoked Seagull LLC and are protected by international copyright, trademark, and other intellectual property laws.

10. Disclaimers and Limitation of Liability

OUR SERVICE IS PROVIDED "AS IS" WITHOUT WARRANTIES OF ANY KIND. WE DISCLAIM ALL WARRANTIES, EXPRESS OR IMPLIED, INCLUDING MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE.

IN NO EVENT SHALL STOKED SEAGULL LLC BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING FROM YOUR USE OF OUR SERVICE.

OUR TOTAL LIABILITY TO YOU FOR ANY CLAIMS ARISING FROM OR RELATED TO YOUR USE OF THE SERVICE, REGARDLESS OF THE FORM OF ACTION, SHALL NOT EXCEED THE AMOUNT YOU PAID FOR THE SPECIFIC SERVICE GIVING RISE TO THE CLAIM. THIS LIMITATION APPLIES TO ALL CLAIMS IN THE AGGREGATE, INCLUDING BREACH OF CONTRACT, BREACH OF WARRANTY, NEGLIGENCE, STRICT LIABILITY, MISREPRESENTATION, AND ANY OTHER TORTS OR LEGAL THEORIES.

11. Indemnification

You agree to indemnify, defend, and hold harmless Stoked Seagull LLC from any claims, damages, or expenses arising from your use of our Service or violation of these Terms.

12. Termination

We may terminate or suspend your account at any time for any reason. You may also terminate your account at any time. Upon termination, your right to use our Service ceases immediately.

13. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the state of Delaware in which Stoked Seagull LLC is organized, without regard to conflict of law principles.

14. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify users of any material changes. Your continued use of our Service after changes constitutes acceptance of the new Terms.

15. Contact Information

If you have any questions about these Terms of Service, please contact us at ceo@freefddlibrary.com.